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No. of Recommendations: 3
If you are not DEFINITELY sure that you will be able to put $1100/month toward debt reduction, paying Card #2 off now is probably the safer alternative, if your goal is to minimize your interest payments.

I would probably do this, or at least hold the $4k aside. Even if you think you can swing $1100/month consistently, who knows what might happen between now and October that may throw a wrench in things. I'd hate to have September roll around and find myself coming up short...

There's not much reason to hold the money in a cash account vs. paying it off now. What can you get on a savings account, maybe .8% interest? That's maybe $30 over the next 10 months. I wouldn't put myself in a position where I couldn't instantly write that payoff check.
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