No. of Recommendations: 3
If you have the cash to buy the car now, why don't you do so and then apply what would have been monthly loan payments to your savings for future maintenance, retirement, whatever?

If you do want a loan, consider checking out your local credit union for better rates and service than a big monster megabank or the dealership. You should also look at joining for a year to get access to their car buying guide which can help you pick out the most reliable and least expensive to operate vehicle in your interest category.

Who thinks you are focusing too much on the trees and missing the forest...
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