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if you request this information yourself

Maybe I should qualify this to make it perfectly clear.

If you request the credit reports and credit score directly from the CRAs, there is no credit score hit. (However, this can't be used for a pre-qualification letter nor for the actual mortgage application.)

If you have a lending officer request this information on your behalf, there will be a credit score hit. (Both pre-qualification and the actual mortgage application will require that the lender or loan officer obtain the information from the CRAs.)
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