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If your wife waits until 70, she's looking at around 20 years to break even. Is she confident of living to 90?

Calculating the next 3.5 years at my 100% benefits and her's at 50% of mine, then the next several decades at with my benefits unchanged and her increased delayed benefits, shows the break even age for the two of us at around 75, which we're both very likely to hit.

Without considering my benefits, her results may vary, however, we're looking at our combined income. We're expecting me to die first and this maximizes her later in life income.
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