No. of Recommendations: 0
If you're thinking about it, do it before 60. There's a price change once you past that.
I squeezed in right under the date and saved some money.
IMHO I like the peace of mind that DW and I won't wipe out the other if something tragic happens.
Good Luck,
Jim
PS: I also have John Hancock. Found them to be no pressure and very accomodating while I was doing comparisons between companies.
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