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I'll get in touch with SS Admin just to settle my mind. (I certainly don't need another rude surprise at this point in my life.)

In an effort to stave off your parenthetical when you call SSA, may I offer a few tips?

1. The SS rep knows nothing about how your state pension is calculated. Don't bring it up.

2. I've only half followed this thread, but I know the interplay between SS and some state pensions has been mentioned. They key is whether you paid into SS during your tenure with the state. If you didn't, we move on to whether you had 30 years of "substantial" SS earnings. The SS phone rep should be able to access the info as you speak, but just in case, be prepared to answer those questions.

Rule Your Retirement Home Fool
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