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I'll retire without gov't aid. I'll get good ole fashion insurance and take care of myself by exercising and eating a strict diet. What a big overweight, over-sized cry baby. Well, that's a dandy plan - unless somewhere along the line some anonymous doctor has made a mistake on your records and all those nice insurance companies decide you have "a pre existing condition" and refuse to insure you, which is what happened to me.But let's say there was not mistake - but that you still DO have a pre-existing condition. The insurance companies won't touch you (unless they are forced to with, you know, 'government aid.')'good ole fashion insurance' is a great concept right up until the moment that the insurance companies refuse to do business with you . Then your choices are 1) risk your familiy's welfare (the biggest single reason for personal bankruptcy prior to the advent of Obamacare: medical bills), or 2) keep working until you are Medicare eligible, which I note, is "government aid."Ah yes, the heroic myth of the rugged individual, where government intrusion is never warranted. I happen to be one of the millions where not only was it warranted, it would have changed my life and allowed me the freedom to start my own company. And it's not as though I was 400 pounds and sedentary. Around 190, 6' tall, active, but yes, smoker in my youthHere is the story which I have told before. You might want to look at the rec count on it. Surely not everyone was so affected, but I'll bet many were.http://boards.fool.com/i-apply-for-insurance-i-get-insurance...
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