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I'm a little confused by your question. You start out by saying
"I'm thinking about redeeming my non-401k mutual funds and starting a foolish 4 stock plan."
but then you talk about tax ramifications of a Foolish 4 strategy "compared with not dealing with taxes until you are retired with a 401k" Sounds like a contradiction to me.

If you are thinking about taking money out of your 401k to invest in the Foolish 4, and you are not older than 59.5 years, that is definitely a Bad Idea! You will pay a bunch of penalties for the early withdrawal, and then pay tax every year on the earnings and/or capital gains you realize. It is not even something to debate.

On the other hand if you simply want to compare two investment strategies (mutual fund vs Foolish 4) with both being executed in a taxable account (which is what I assume you mean by "non-401k"), then in my opinion the tax ramifications are a non-issue. The only reason you would pay more taxes on a Foolish 4 portfolio is because you will be MAKING MORE MONEY!! ... for which you will be quite happy.

Let me know if I misinterpreted your question.
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