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I'm getting a $1400 refund which suprised me but I'm guessing it has to do with being in school for half the year & then working. This should be my last big refund. I'll be putting $350 chunks into my efund, house fund, freedom fund & vacation fund (for England in April - I was selling some stuff on eBay for extra $ but that has stalled for the moment). Course, I may just throw it all at my private student loan so that'll get paid off a month sooner. I've got some time to figure it out while I wait for my official W2 from my part time job in 2006.

I also got a part time job (as a pediatric home care nurse) that I'll be starting training for next week. So once the part time job takes off (I'll get paid when I'm done training/orientation) I'll be increasing my 403b @ my full time job to offset the extra taxes (at least I'm hoping to, I'm waiting for a return call from HR to let me know if I can increase my contributions any time in the year or just during open enrollment).

I just can't wait to have my private student loan paid off so that I can focus on building my house fund. Just a few (6) more months for that happy dance. :)

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