No. of Recommendations: 2
I'm looking at the reports again, and the last time that activity was reported to the credit bureaus was April of 2009 -- when I converted the card. I suppose I'm confused, as the account has not been closed, but nothing about the account has been reported for two years.

If nothing has been reported for nearly 2 years, the credit limit is unlikely to be counted in your current credit utilization.

Is the status of the card actually "open"? Or is the status something like "transferred to another account"? Since you converted to a 'regular' card, the history will remain for the World card, but the status should show that the account was converted to a different account. If it still shows "open" you should probably call Citi and ask why they are reporting it as "open".

AJ
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