Message Font: Serif | Sans-Serif
No. of Recommendations: 0
I'm not entirely sure that this addresses your question as I'm not sure what you meant with this statement: It is cheaper for me to cover my husband at work, and for me to buy individual coverage.

I am adding my husband as a dependent and changing the coverage so that his treatment will not be interrupted.

However, if what you intend is to establish two plans for yourself (one as a family plan with DH and a 2nd individual plan for you), there may be some issues with the providers accepting this and you could run into trouble when they have to establish the primary and secondary provider. I would think that approach would be overly costly as well.

Since the individual policy for me would be an HMO, primary and secondary is not an issue. It is less costly than obtaining an individual policy for my husband.
Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.