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I'm not the OP, but for legal paperwork, I will admit that I am really particular that my name actually be the one that's on there, and having a different middle initial or a misspelled last name or a different first name is someone other than me.

Mr. Engineer could have printed off the loan application, crossed through the incorrect middle initial and faxed the paperwork back to the loan originator.

I'm surprised Mr. Engineer didn't think of that--he being so smart 'n all that.
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