No. of Recommendations: 0
I'm puzzled why most married couples wouldn't want to have a joint retirement account.

401-k's are offered or not by each employer for its employees. "Outsiders" may not contribute. Hence, you cannot put your money in her account - it's a benefit they offer to her as an employee.

The reason married couples do not have joint IRA's is because they don't exist. IRA stands for Individual Retirement Account. They cannot, by definition, be joint. She can name you as her beneficiary of her IRA (and you can do the same for her) but you cannot comingle your money in a single account.

Check our Fuskie's links and come back with any more questions you come up with.

hope his helps
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.