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IMHO home ownership should be about life style and affordability...not about investing.

I think that applies to a lot of decisions in life. I know I've been much happier owning a house where I could fix things up as I wanted than I ever was renting.

I could say the same thing about the golf cart I own and store at our club. With initial investment, depreciation, storage and maintenance the cost of owning vs. the club's leasing program makes owning financially dumb. But having my clubs, shoes, and other gear stored in a locked cart stall and ready to jump on and go is a whole lot nicer than hauling everything around in the back of my Jeep and having to load clubs on a cart every time I play. I'll pay the financial penalty of ownership for the convenience any day.
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