Skip to main content
No. of Recommendations: 0

IMHO, I think you will have other options coming that might even be better. It sounds like you are getting these solitation on a fairly regular basis. Ignoring a few does wonders. I know that I stopped applying for the transfers and I got more offers. Some were even the big 0% for so many months.
If you can keep paying a low 6.9 for six more months, you may be able to improve your credit rating to get a better offer. Even if you have to pay 9.9 for awhile, a better offer will probably come.

Thing is,
I don't think it is likely I will get any *one* offer that can handle the whole 9k. the 6.9 will handle more than half if I take it, but I would really like a fixed non-promotional period rate.
Which comes with the risk of "too many new applications".

At least this puts all my *outstanding* debt (cards I can't pay off with my salary) at 9.9 or less.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.