No. of Recommendations: 1
IMHO, the biggest change, put patient responsibility into the equation. Right now, no matter the system, there is none. I would do that via HSA accounts. Does it solve all the problems? No.

I live in Illinois, I'm retired, have had HSA plans since retirement, first directly through the insurance company, and when ACA became available, through Blue Cross/Blue Shield under ACA.

This year BC/BS removed the hospital closest to my home from ALL of its ACA plans. I had been paying an extra $4k per year for a plan that included that hospital.

I hope only that nothing serious happens before my wife and I start Medicare.

So yes, I take responsibility for my coverage, as much as I can. But you cannot buy something that is not sold!

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.