No. of Recommendations: 0
In 1937, you have $12K in stocks and $122K in bonds. Doesn't look like a 75/25 split to me. You're going to have to rebalance in order to approximate what is actually recommended. This allows the bonds income to support through the difficult times, but allows you to have more back in stocks when the markets recover - and they always have in the past. You know, the usually reason for rebalancing, because hot sectors cool and cool sectors warm.

I agree that nothing is ever certain when it comes to stocks, all that can be said is what's worked in the past. And a 4% withdrawl rate has always been safe. Add on some SS and perhaps a small pension and it's a pretty good bet.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.