No. of Recommendations: 27
Hocus no longer posts here, yet we're treated to frequent updates and commentaries on his SWR-related ravings in other forums. Hocus' peculiar obsession with SWR, his turgid prose, and his apparent inability to write posts of fewer than 10,000 words make for easy fodder.

Instead of mocking him, however, perhaps we could just recognize that he is not well and leave him to tilt at windmills?

Why not remember instead that in his more lucid moments, hocus wrote persuasively on financial independence and early retirement?

My first real understanding of FIRE philosophy came from reading posts written by hocus. His posts (excerpted below) are some of the most valuable contributions to this board; he conveys the subversive, seductive, and empowering message at the core of FIRE.

To say hocus changed my life may give him too much credit, but he certainly helped focus it.

And for that I am eternally grateful.


Unwritten Rules of Wage Slavery

The purpose of the Retire Early approach to personal finance is not to stop working...The purpose instead is to stop the need for paid employment. Why is paid employment such a bad thing? Well, in many cases it's not. A great many people consider their jobs to be the best thing going in their lives. The problem that the Retire Early philosophy aims to solve is that there is a risk in depending on paid employment for the money you need to live. Until you reach the day when you are independent of the need to work for pay, someone owns you.

The New Luxuries

I don't think you can buy luxury with money anymore. Consumer goods have become too plentiful and too cheap to make ownership of them all that special. There have been efforts to add expensive attributes that increase the feeling of specialness for those who own them. But does a hamburger cooked on a $5,000 grill taste that much better? If not, I question whether the increased price delivers genuine luxury.

What are the true luxuries today, then? It's those things that are possessed only by a few, those things that offer an unusual degree of happiness and contentment. I can think of several things that fit the bill, but they aren't things you can attain by spending more. They are things you can only possess by saving more.

Ten Mental Exercises Leading To Freedom

They say you are supposed to think before you spend. But think about what? When a salesman tries to sell you something, he has the edge. He's studied human psychology, and he knows which buttons to push to get you to part with a piece of your freedom...These ten mental exercises are intended as tools to help you push some buttons of your own. Think of them as weapons in your arsenal of self-defense.

The High Cost of Flattery

Flattery is the enemy of Retire Early dreams. Once someone sees that retiring early is a goal within his reach, it is hard to talk him out of it. But flattery prevents many of us from ever seeing the possibilities.

Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.