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in fact, so easy why not do it every yr?
If your goal is to gradually convert just enough to "use up" a bracket, why not indeed? You have to watch out for some time limitations on conversions and recharacterizations, but it's not hard to stay perfectly legal.

i guess that's what i'm trying to do---
get as much as possible out of IRA
so i will have more flexibility with RMD,
less tax for my sister when she gets what's left
AND keep current tax in bottom brackets

it just sounds too easy .. not like the IRS to make
things easy

* when stock is moved , the conversion is valued
at market /
when recharacterized, same same?
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