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In fact, you could potentially put some/all of the money you've received in the last 60 days back as a rollover, too.

I was lucky on a few fronts. I procrastinated on my RMD to 6 Feb. Plus it was just IRA settlement fund to Taxable settlement fund. Then backwards again with same settlement funds. May have made it a little easier, don't know. No other R/O in last year either.

Monday morning I rolled it back. It was a really short conversation with Vanguard once I got to the "IRA" department. It went like this:

Me: I wanna reverse my RMD I took on 6 Feb.
VG: OK. Is this in regards to the CARES Act?
Me: Yes.
VG: Where do you want to put it?
Me: Back into my IRA settlement fund.
VG: OK, I'll rollover $xxxx from your tax acct and deposit it in your IRA. Is that correct?
Me: Yes.
VG: (keyboard clicks) OK, its rolled over. Is there anything else I can help you with today? (my phone dings with a confirm)
Me: No. Thanks. Bye...


Lucky. That was it. Then I went to pickup my online grocery order then back home chill' for 2 more weeks before the next one.
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