No. of Recommendations: 1
In the grand scheme of things I don't see why this is ever an issue.

You are correct that it's not really an issue for someone trying random passwords in a web browser.

The issue is if someone hacks in and steals the entire password file from the web site. They can then make as many attempt to crack passwords as they care to.

It really only takes one disgruntled employee (or perhaps two working together) to steal a password file directly. And hackers are constantly trying to find ways in to various web sites, with the occasional success.

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