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In two posts now, someone is asking about obtaining credit one way or another without current work or a short work history. Doesn't employment history(along with income) figure into the approval of new or different credit ?

Work history can impact a lending decision. What's most important is that you have verifiable current income that's expected to continue. Many lenders will take confirmed work history of at least 2 years in the same industry or the same employer as an indicator that the income should continue. (Whether that's a good decision or not is debatable.) For those currently without work, or who are on a short term contract, the lender is likely to require some other assurance that they will get paid, like a lower LTV level on a house for an equity loan.

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