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Had the opportunity to call them recently. Its nice to see that some companies actually USE caller ID technology. Anyway, I found out that their CDs are now RISK FREE in that if you buy one and later change your mind you will STILL get the current rate of 3%.
So on a 5 year you stand to make like 5% and in the event you need the money sooner, you would still earn 3%.
A one year is like 3.3%.

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