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ING has been fantastic. I opened my account in March of last year and frankly, I just did it to get the $25 bonus. But since then, I have REALLY come to enjoy moving my $$ around with their ACH service.

And since my Brokerage accounts pay so little interest, I keep most of my excess cash at ING.

Datek also offers ACH on demand so I can do ACH transfers to & from ING via Datek as well as my the 3 links ING allows me.

Its a SAVINGS account however. Its not for someone who only has small amounts in there and who will want to move it 2 days after it got there.
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