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inparadise analyzes,

According to her parents, her monthly fee is quite reasonable and it is often cheaper to pay her monthly fee and avoid the co-pays that are required by insurance. I would potentially chalk this up to marketing, but then again in less than a year she is filled to capacity and no longer taking new patients, so it must work well for both sides.

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I bet this is a case of people being "bad at arithmetic". If you have one of these concierge docs, you still need to carry health insurance which is going to cover doctors, lab tests and hospitalization -- two out of three which you're now "double paying" to the concierge doc.

This might work out OK if you're healthy and your medical expenses are always below the deductible of your health plan. But if you get sick and have expenses above the deductible, the concierge doc is definitely going to cost you more than a provider you can bill "in-network" to your health plan.

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