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Does anyone here understand Roofing companies and insurance scams? We are researching a new roof for a house we own. A friend of ours found a roofing company who told them "They can get anything covered by insurance." The roof is 15 years old and has been through a few hurricanes. Most of it's problem is old age, but there has indeed been some "windstorm damage" in the past couple years. This roofing company tells us they can get this covered as a hurricane claim (or windstorm claim, I am not sure which), and 3 other roofing companies told us there was a very slim chance of getting it covered by insurance.

I am very leery of them, and will most likely not hire them, but I thought I would try to understand how they are doing this. Can anyone shed some light on this? Are they paying a kickback to the field adjuster somehow? There is the roofing company owner, the roofing company salesman, the field adjuster, and the claims adjuster for the insurance company. Are they all in on this?? I am trying to just figure out hoe it works.


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