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I was killing some time the other day and was looking at a few articles on your site. Most are pretty dated. One discussed using TIPs + money in the market but the yield for the TIPs was fantasy land for today's TIPs (I think it was ~4% not counting inflation adjustments). Do you have any updated charts for those scenarios that use a more realistic (near zero) TIP yield?

Not a big thing but I was curious as to how the charts would differ with today's yields.

Thanks
Rich
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At the current 30-year TIPs yield of 0.43% + inflation, the 30-year SWR for a 100% TIPS portfolio is 3.0%.

For a 60% stock/40% TIPS portfolio it's 3.94%

For a 70% stock/30% TIPS portfolio it's 3.94%

For a 80% stock/20% TIPS portfolio it's 3.92%

For a 90% stock/10% TIPS portfolio it's 3.89%

For a 100% stock/0% TIPS portfolio it's 3.84%

There's a spreadsheet on the REHP site you can download to investigate different asset allocations.

https://retireearlyhomepage.com/re60.html

intercst
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Thanks.

I may have missed the spreadsheet since I was on a portable device and not a computer.

I think the example I saw was for 2/3 TIPs 1/3 SP500 (not something I would consider).

Rich
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