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I'm new and cannot find an "Introductions" thread, so hope this will suffice. I'm 70, a retired academic, and a semi-retired farmer. I grow rice and soybeans in the Arkansas-Mississippi delta, but I live in TX.

For fun, I write short stories, visit my farm, and piddle with investments. I also enjoy travel and spend a lot of time in Hawaii and on the Redneck Riviera. I try to work out and keep in reasonably good shape physically.

Financially, I'm in pretty good shape. I have always lived modestly, never had much in the way of vices, and have invested conservatively for the past 50 years. My wife is a retired English teacher; my son flies an MD-11 international for a major airline. I have an 1800 sf house and drive my cars until I have to shoot them. My Honda Civic has 225,000 miles on it, but it purrs like a kitten while putting around town. I have a newer Chrysler for longer road trips.

I as not a sophisticated investor. I stick to index funds and real estate pretty much and will read anything Scott Burns writes and will invest accordingly. Same with Bernstein. My accumulation days are over and my goal is to hold on to what I have. Therefore, most of my future investing will probably be in I-Bonds and TIPS. But I'm always open. For example, I'm following JetBlue (JBLU) and AirTran (AAI) closely right now.

I read a question somewhere on this board in which a poster wondered if we become more conservative financially as we age. Speaking for myself only, "yes." I remember the great Depression and I know that another could come at any time. For that reason, I have always kept my portfolio at about 5% gold bullion.

I have good health. I am having a wonderful life. I don't deserve it, but I'm a lucky guy.

I look forward to hearing your points of view and learning from you. I hope I can occasionally contribute something of interest or use. Thanks.
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