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Retirement question -- do you have any advice on investing HSA funds? My husband's employer uses HSA bank, and we're at a savings level of about $8k, so I opened an account with their partner TD Ameritade and I can invest the HSA funds into stocks, funds, options, almost anything.

Have you invested your HSA funds in the stock market and what have your experiences been like? HSA bank charges a $3/mo fee if their cash balance is less than $5k, but for $36/year, I might suck that up and invest more of our balance via Ameritrade.

We should be able to pay our med expenses out of pocket and let this money grow for 5-10 years.

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