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I currently have a Roth IRA with Scottrade. My style is simple: buy Vanguard 500 Index Funds (VFINX) and leave a little cash. I don't see myself changing this style any time soon. Maybe one day I will want to trade stocks, but not now. With the new $17 transaction fee, I am looking to move to Vanguard. But I am not sure if that is the right decision. Maybe I should stay with Scottrade and just buy VFINX less times with more money, instead of more times with less money. What do you think?

Also, my husband plans to open Roth IRA. The same issues apply to him, except that he currently doesn't have any account with anyone. We need to decide before April 15, so he can get his 2004 contributions in on time.

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