Skip to main content
No. of Recommendations: 0
Let me say this first. I am truly amazed and in awe of the amount of information that can be obtained from these boards. In the future we will all be geniuses.

Here then is my question. I am going to retire in 2 months and I was looking for a way to calculate a Substantially Equal Periodic Payment (SEPP). There are 3 IRS recommended ways for the calculation: 1) Life Expectancy, 2) Amortization, and 3) Annuity PLan. I am trying to come up with a investment factor used for method 2) or a UP 1984 Mortality Table and interest rate used for method 3), single or double life that will give me certain amount distribution per a year.

Can anybody tell me where I can obtain the investment factors for method 2)?
Can someone tell me how to obtain a current UP 1984 and how to calculate a factor based on a certain interest rate?

These questions have become pertinent to many people who are retiring before 59 1/2 with lump sums.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.