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I've not reviewed IRA contributions in years because our combined income exceeded the deductible limts. I had been under the impression that there were income limits that applied to non-deductiable IRA contributions as well.

I know that there are Roth IRA income limts of $150,000 AGI for married couples filing jointly and there is also income limits of $100,000 AGI for MCFJ for those wanting to transfer funds from a traditional to Roth IRA. Or am I confused here as well.
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