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If I directly transfer my 401k(10k) and or 403b(20k) into a newly established trad IRA can I "count" this as my $2000.00 tax deduction for IRA contributions. If we roll my wife's 401k, again can we use this as an additional $2000.00 spousal IRA deduction. Neither one of us currently participate in a employer retirement plan. Can I "mix" 401k and 403b's into the same IRA?
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