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I seem to recall seeing something about this, but I can't figure out where.

There was a discussion that investing in SPDRs or some other kind of long-term investment might be a better option than investing after-tax money in an IRA. Something to the effect of paying long-term capital gains tax rates rather than ordinary income rates when you sell (or withdraw) from the investment.

I fully fund my 401k (including maximum 6% match), but I have also been putting after-tax money into an IRA these last few years. I'm over the income limit for Roth IRAs, so that's not an option.

Any pointers to sources on this subject?


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