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I AM RETIRED AT 63 AND I AM NOT SURE IF I CAN OR SHOULD HAVE AN IRA AND HOW IT WORKS TO MY BENAFIT ,, I HAD A PACE MAKER AND DEFIBULATER INSTALLED AND THEY WOULDN'T LET ME GO BACK TO WORK SO AT THAT TIME A FEW YEARS AGO I CASHED IN MY IRA TO HELP ME GET THUR THE HARD TIME WITH LITTEL MONEY, BUT NOW I SOLD EVERY THING AND I AM ALL CASH IN THE MARKET , THE THOUGHT CAME TO ME WITCH IS RARE WHAT ABOUT AN IRA OR A ROTH SEEING I AM THINKING ,IT MIGHT SAVE ME SOME THING ON MY TAXES , I DO HAVE A GOOD AMOUNT OF DIVIES COMEING IN .. THANK YOU ALL
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