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Ironically this may be the free market at work to reduce prices

Huh? Forcing people to buy insurance is a "free market"?

I don't know how it will work out, since whether the premiums are a deal or not will entirely depend on WHO the insurance companies pick up as policy holders -- how many that are being subsidized and on how many that are subsidizing.

It is those that will be subsidizing that they are competing for. I have to wonder what measures they will come up with to somehow winnow the group to those that are desirable risks.

You know -- the law of unintended consequences. :(
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