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Is charging a credit card before shipping the item illegal?

I do not think charging before delivery is illegal. In some cases, they may have required that you didn't just order the product, but had to pay for it by a certain date in order to qualify for the lower price...even if it was on backorder for two or three months. Still, most companies agree with you. BUT, if you'd sent in a check, I guarantee that they wouldn't have "held" your check until the ship date--it would've been cashed (mostly because the ordering and payment (accounting) department are not the same as fulfillment.)

Consider that if you fight this charge (assuming you still really, really want the product), you may no longer qualify for the lower price. Better go read the fine print on these details, or contact the retailer site for details.

If so, who holds responsibility most, my CC company, Yahoo, or the Yahoo partner retailer?


Interesting question. If you bought the same thing at Best Buy, based on an ad in the newspaper, who would be responsible? Hint: Yahoo=ad, Best Buy=retailer, CCC=CCC. Yahoo is simply the messenger, and the CCC is not responsible for purchases you make. However, if you use a reputable CCC, they will advocate for you in terms of fighting to get that charge off your card (actually, all of them are supposed to do it. Some give you less hassles in the process.) Meanwhile, Best Buy (or whomever) would normally give you a reincheck, and you'd only be required to pay upon delivery/receipt of the product.

Go get 'em, Fool.
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