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Is there a credit limit actually reported for this card? My experience with the no pre-set limit cards, although not with Citi, is that the credit limit isn't actually reported - what is reported is the highest balance that has ever been charged on the card.

Hi AJ,

Yes, the credit limit is being reported on all three reports. Had I known this would have been the case, I wouldn't have rushed to convert the original card. I do not plan on using the account, but the available credit amount is quite large -- $21,500 -- and thus would reduce my available credit significantly (although I do not carry balances on any of my cards).

I'm looking at the reports again, and the last time that activity was reported to the credit bureaus was April of 2009 -- when I converted the card. I suppose I'm confused, as the account has not been closed, but nothing about the account has been reported for two years.

-Narn Ceredir
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