No. of Recommendations: 0
Is there some reason that you have chosen not to roll it all out to an IRA? All too often the choices of mutual funds in 401K are weak at best.

You should verify this, but as I recall if you create a separate new IRA that you don't ever make contributions to, then in the future(like ten years from now) you can still roll it into an employers 401K if you have a good reason to then.

Over the long term, a great stock picker would be ecstatic with being able to beat a comparable index buy a couple of percentage points per year since this will quickly compound into a large amount of money. If you have been doing lots better than this that's great, but I wouldn't depend on getting that type of return over the long term.

If any of the 401K is in company stock ask about this. There are lots of special tax considerations.

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