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Isn't one of the most basic warnings about computer safety, Never Open Unsolicited Email?

I have no idea why you are including PAAIX with TIPS and Money Market and Bond fund assets. It isn't a bond fund.

Also, getting 7%, under current interest rate conditions, for a combination of TIPS, Money Market and Bond fund, if you figure 5% if you're lucky on the TIPS and Money Market portions, would require a lot higher from the bond fund, depending on how much you allocate to each. So, you're talking about pretty aggressive to have a chance of achieving 9% or so.
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