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It has been a while since you posted, but I will post a response with the hope that maybe you are still around.

Fractional shares are not inheritantly bad.

Sharebuilder's fees aren't trivial. The $4 fee is only for regularly scheduled transactions, at end of days on which sharebuilder buys shares. Some recommend over sharebuilder.

Computershare manages a number of direct purchase/dividend reinvestment plans. The fees vary. There are some good plans. The number of stocks is limited compared to sharebuilder and buyandhold, but can be a good way to start.
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