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It has been my understanding that if a person is in the 15% bracket, then the LTCG rate is only 10%, at least until that person fills the 15% bracket.

As a result of my understanding (or misunderstanding), I am very confused by this series of posts.

Can someone clarify?

Regards, JAFO
(who has been fortunate to be outside the 15% bracket for awhile now)

Your understanding is quite correct.

(who has an intimate acquaintance with the 15% bracket as he only recently left graduate school)
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