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It helps me to think of my SS deductions as going to help take care of my grandmothers, that way I don't get as frustrated.

This is a great point! I consider our SS withholding not as a retirment plan, but as a gift to my elders. I don't expect SS to benefit me at all. For now it is helping take care of peoples grandmothers, people who fought wars for us and sick people who otherwise don't have anyone to look out for them. Call it Cash Karma, if you gladly give it away, it will come back to you 10 fold!

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