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No. of Recommendations: 3
It seems like continuing behavior that caused the debt.

Any plan that eliminates debt is a good plan, it may just not be the cheapest plan.

Addressing critical issues (whether its cash flow, eliminating accounts that have a history of problems or paying off accounts that have significant emotional connections) and providing whatever successes are needed to provide encouragement are also important. Not everyone is as motivated by seeing the total amount decrease.
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