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It's pretty simple. I have kids too. Kids are not honest 100% of the time. Well, let's assume he has not driven since his driving test. The next questions was possible scenarios that Jafo listed. Since it seems the drunken friend scenario offends you, let's say your son's friend trips and twists his ankle badly (or insert any other non-911 injury). Friend asks your son to drive him to urgent care. Would your son refuse?

The thing is that we can skip all the scenarios. Your son has to know that under no circumstances can he ever get behind the wheel of a car. Otherwise, he puts his financial future at risk. He puts your financial future at risk too.

Again none of that is relevant since he does not drive. Not going to debate "what ifs" when my question was very simple - although hard to find a correct answer.
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