Skip to main content
No. of Recommendations: 1
It's about "risk tolerance." There are many 34 year olds that simply do NOT have the "risk tolerance" to have too much in equities. Many people are simply not comfortable with the volatility of the stock market. And "risk tolerance" is not something you just decide on. A lot has to do with being able to manage their feelings when in the market and being able to sleep at night.

I understand that, and in a later post, he said he rated a 4 of 5. Again, that begs the question, why so much in bonds? Isn't the reason you pay a financial advisor is to grow the amount of money you have and/or hedge against down turns and inflation? Isn't his job to tell you, "You would be better off doing this."? If he has to do the work himself (and it sound like he is), why is he going to bother paying for a financial advisor?
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.