No. of Recommendations: 10
It's an issue of frequency. Exec Life is the only example of a fixed life company failing that you or anyone else has found (maybe some other failure as escaped the internet... but that's even less likely.)

But that's different than the 'no risk' you have touted.

And then there are the risks of insurance companies unilaterally changing terms, because they can't meet the terms they sold you. That happens, too.

Companies changing terms include AXA, Hartford and Transamerica.

As I said.... the two strategies are not even in the same universe regarding risk.

Carry on. I'm sure that all IULs will be perfectly safe, and nobody will ever lose their money or get shafted by insurers changing terms, so your risk management plan will cover all bases.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
Live Video Event Monday!
The GP team is hosting a live video event on Monday at 4 p.m. ET. Don't worry if you can't make it — we'll have a replay and a transcript. Click for more!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.