No. of Recommendations: 2
It's hard to answer this. I didn't sell anything on the way down. As the market started to come go back up, I started selling some equity funds in favor of increasing my fixed/bond fund allocation. I kept this up each time the market recovered another 10% or so. At the start of the market drop, I was 70% equity. I'm now 69% fixed. Along the way I booked some cap loses on the sale of equity funds, and I have a carry forward cap loss of of around $130K. Until I stopped all working for income in June of this year, I had deposited some new money, plus seen gains in the bond funds. As I sit here today, I'm ahead of where I was at the market top, but just by a little, plus I have a $130K cap loss carry forward. I'm much more comfortable with my asset allocation now, since it's much more conservative. My bond fund holdings are at the short and intermediate end.
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