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...it's how much you save in relation to everyone else that counts.

Exactly.

It's like the story of the two hunters who run into a bear while hunting. As one of them turns to flee, his partner asks him why he is bothering running as there is no way he could outrun the bear. "The bear?" says his partner. "I don't have to outrun the bear. I only have to outrun you."

Maybe I am weird, but I find this to be completely obvious.

--B+C
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