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It's not just public, but also private insurance that has this very problem.

Ours is BCBS of SC for state employees through my husband's job. I coudn't find a doctor in NYC that accepted it when I was there for a year and a half to babysit for my grandson.

I suspect it might have more to do with the NYC docs' offices not being set up to bill a SC insurance company.

You likely could have gotten treatment as a cash patient, then gotten reimbursed for whatever your BCBS would have paid by submitting a claim. That's exactly what I did when I saw a chiropractor who didn't accept any insurance. Paid him, sent in a claim, got reimbursed. Easy peasy.

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